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GAP Return to Invoice Insurance

Mind the GAP! GAP return to invoice insurance complements your existing car insurance policy. If your car is a total loss after theft or an accident, most insurance policies will only pay out the car's current market value. Insurance companies depreciate cars by up to 60% over a three-year period. As soon as you drive away with your used car... it starts losing value with every mile.

GAP return to invoice insurance will cover the difference between the insurance payment and the price you originally paid, so you won't be out of pocket. In addition, the GAP return to invoice insurance also pays up to £250 towards your insurance excess.

This graph explains it all!

If you arrange your car finance via Autoquake.com and the difference between the early settlement figure and your insurance settlement is greater than the difference between the invoice price and the insurance settlement, then you are reimbursed the greater figure.

What does it cost?

Use this matrix to work out the price for your car and your chosen payment option.


 

Payment options

There are two payment options for GAP return to invoice insurance:

  • Single payment
  • Monthly direct debit (36 monthly payments)

Prices quoted include Insurance premium tax

How do I purchase GAP return to invoice insurance?

You can:

  • Add it to your order when you reserve your car
  • Purchase it over the phone
  • Arrange cover when your come to collect your car

Eligibility

To be eligible for GAP return to invoice insurance you need to:

  • Be the registered keeper of the car
  • Have a comprehensive car insurance
  • Purchase a car with less than 100,000 miles on the odometer and no older than 7 years from date of registration.

Policy exclusions

The following items are not covered by the policy:

  • Autoquake.com fitted extras
  • Negative equity

Policy terms

  • The maximum period of cover is 36 Months
  • The cover is not transferable
  • The policy ceases if a claim is paid

Cancellation

  • You have the right to cancel the GAP return to invoice insurance policy within the first 14 days from the date you took out the cover
  • If you have not made a claim, you will get a refund of the premium
Click here to download the GAP return to invoice insurance product flyer.
Next steps

Why Autoquake.com?

Because low prices go hand-in-hand with buying your car on the internet:

What people are saying about us

Autoquake featured in The Guardian

"Prices on the website did appear to match its claims that they were 10% lower than most car supermarkets, and 17% less than main dealers."

John bought a Saab convertible
I run a property development company in Brighton through which we also lease cars. If I was looking to buy a car in the past I would go to the leasing company or a local ...  read more